Smart savings for a stronger tomorrow.
Setyon DT SACCO offers flexible saving plans for salaries, businesses, goals, and families so you can build wealth at your own pace. Enjoy competitive returns, secure access to your money, and the confidence of saving with a trusted, SASRA-regulated partner.
Share Capital
Product Features:
- Individual membership – Minimum share capital of Ksh. 5,000 to be grown gradually to Ksh. 30,000 in 24 months.
- Corporate & Chama membership – Share capital of Ksh. 20,000 to be grown gradually to Ksh. 40,000 in 24 months.
- Directors to have minimum of 5,000 in share capital.
- Delegates elected to build share capital to minimum of kes 5,000 within 6 months.
- Earn dividends at the end of financial year.
- Non-refundable upon exit from Sacco but can be transferred to another member.
| Key Features | Main target market |
|---|---|
|
Every one |
Deposits account
Members Deposits provides a solution for members seeking to save securely and earn dividends at premium rates.
Members deposits also enable members access our affordable credit products by using their deposits as guarantees.
Product Features:
- Individual membership – minimum monthly contribution of 5% of the salary/remittance.
- Corporate & Chama membership – minimum monthly contribution is Ksh. 2,000.
- Earn interest at the end of every financial year.
- Act as security for the loan.
- Minimum kes 1,000,000 for directors and kes 100,000 over a period of 12 months for delegates.
| Key Features | Main target market |
|---|---|
|
Every one |
Akiba savings account
Product Features:
- Savings, where withdrawals are made after 6 months. Interest on savings at market rates.
- To channel other payments such as farm proceeds, hence qualify to apply for proceeds loans and advances.
- Salaries can be channeled through this account; one can apply for salary advances and salary loans.
- Payment of BOSA & FOSA loans applied by members is done through this account.
| Key Features | Main target market |
|---|---|
|
Salaried members |
Waridi junior account
Product Features:
- Open for children aged between 1 day–18 years.
- Minimum opening balance is Kshs. 1,000.
- Minimum contribution of kes 500 per month.
- Earns interest with a balance above Kshs. 5,000.
- Withdrawals limited to 3 times annually.
- Account operation by parents or guardians.
- No ledger fee.
| Key Features | Main target market |
|---|---|
|
Everyone |
Fixed deposit receipts (FDR)
Product Features:
- A fixed–term investment option for members who want to lock in funds and earn a higher return.
- Ideal for members with medium to large lump-sum savings.
- Interest paid on fixed amounts over the agreed period.
| Key Features | Main target market |
|---|---|
|
Everyone |
Legacy fund savings account
Product Features:
- This product is meant to cushion a member against the period when one has stopped receiving salary upon retirement.
- One must have opened a FOSA account.
- Monthly minimum contribution of Ksh.500.
- Non-withdrawable deposit until retirement.
- Earns an annual attractive interest rate.
| Main target market |
|---|
| Members planning for retirement |
Holiday savings account
This account allow any member to plan for their holiday at any time by saving and getting a loan that is pocket friendly.
Product Features:
- Minimum operating balance Ksh. 1,000.
- No ledger fees.
- Savings are withdrawable after 6 months.
- Competitive market interest rates.
| Main target market |
|---|
| All members |
Setyon biashara account
This is a savings account for corporates and SME members of Setyon SACCO. Members with businesses can open the account to better manage their finances and track the performance of their businesses.
Product Features:
- Minimum monthly contribution of Ksh. 10,000
- Can set standing orders for regular contributions
- Minimum account balance of Ksh. 1,000
- Access to bankers’ cheques
- Free internal transfers
| Main target market |
|---|
| Corporate and SME members with active businesses |
Golden times savings account
This account allows any member to plan for their special occasion like maternity/paternity leave and weddings at any time by saving and getting a loan that is pocket friendly.
Product Features:
- Minimum operating balance Ksh. 1,000
- No ledger fees
- Savings are withdrawable after 6 months
- Competitive market interest rates
| Main target market |
|---|
| Members planning for special occasions |
Setyon current account
Product Features:
- Salaries are processed through this account
- Access to affordable bankers' cheque
- Free internal transfers for the first 3 months
- No minimum operating balance
- Process external standing orders
- Minimum interest earning balance Ksh. 10,000
- No ledger fees
| Main target market |
|---|
| Salaried members, corporates and SMEs who need a flexible current account for day-to-day transactions. |
Soko saving account
Product Features:
- This account allows any member to make daily, weekly or monthly savings.
- Minimum operating balance Ksh. 1,000.
- No ledger fees.
- Can be used as security for loan.
- Minimum contribution of kes 300 per month.
- Savings are withdrawable after 6 months.
- Competitive market interest rates.
| Main target market |
|---|
| Soko vendors / small businesses |
Inactive
Setyon DT SACCO offers flexible saving plans for salaries, businesses, goals, and families so you can build wealth at your own pace. Enjoy competitive returns, secure access to your money, and the confidence of saving with a trusted, SASRA-regulated partner.
Active members
A growing community of individuals, chamas, and SMEs saving and borrowing with confidence.
Existing Branches
Brooke HQ plus three regional outlets across Kericho County for faster, closer service.
Asset base
KES 400M+ in member assets and performing loans managed prudently for stability and growth.
